While there are countless ways to improve your finances, cash remains king. Despite a plethora of digital payment options, 40 percent of Americans still prefer to use paper money for their purchasing, while 85 percent of all purchase transactions around the world are—you guessed it—done in cash.
Japan’s Tohoku region was transformed from seaside haven to ravaged wasteland when an earthquake-induced tsunami struck in March 2011. Over 15,000 people died. Among the survivors was a sad, leather-faced old man — I will call him Ogata san — who, when asked a few weeks after the tragedy what he would have done differently to prepare himself, answered, “I wished I had packed a decent pair of shoes, my toothbrush … and some cash.”
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